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Best 0% Finance Deals February 2025
February 6, 2025
This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, and at first we saw manufacturers cutting back on offering 0% financing deals. However, for February we are seeing an uptick in zero percent finance deals, some like the Subaru Solterra are offering 0% for up to 72 months and Hyundai, Nissan, Ford and Lincoln offering 0% for 60 months.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for
a vehicle costing $40,000.
Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
---|---|---|---|---|
2024 Toyota Mirai Hydrogen | 72 | 0% | $35,000 | |
2024 Volkswagen ID.4 Electric | 72 | 0% | $5,000 | |
2024 Dodge Charger | 72 | 0% | $3,000 | |
2024 Ford F-150 Lightning Electric | 72 | 0% | $3,000 | |
2024 Jeep Wagoneer S Electric | 72 | 0% | $3,000 | |
2024 Ford Mach-E Electric | 72 | 0% | $2,500 | |
2025 Toyota bZ4X Electric | 72 | 0% | $2,500 | |
2024 Toyota bZ4X Electric | 72 | 0% | $2,500 | |
2024 Acura ZDX Electric | 72 | 0% | ||
2025 Chrysler Pacifica Plug-in Hybrid | 72 | 0% | ||
2024 Chrysler Pacifica Plug-in Hybrid | 72 | 0% | ||
2024 Dodge Hornet Plug-in Hybrid | 72 | 0% | ||
2024 Honda Prologue Electric | 72 | 0% | ||
2024 Jeep Wrangler 4xe Plug-in Hybrid | 72 | 0% | ||
2024 Jeep Grand Cherokee 4xe Plug-in Hybrid | 72 | 0% | ||
2025 Kia EV9 Electric | 72 | 0% | ||
2024 Kia Niro EV Electric | 72 | 0% | ||
2024 Kia EV9 Electric | 72 | 0% | ||
2024 Kia EV6 Electric | 72 | 0% | ||
2025 Lexus RZ Electric | 72 | 0% | ||
2024 Lexus RZ Electric | 72 | 0% | ||
2024 Lincoln Navigator | 72 | 0% | ||
2024 Nissan Murano | 72 | 0% | ||
2024 Nissan Ariya Electric | 72 | 0% | ||
2024 Subaru WRX | 72 | 0% | ||
2024 Subaru Solterra Electric | 72 | 0% | ||
2024 Chevrolet Silverado EV Electric | 60 | 0% | ||
2024 Chevrolet Equinox EV Electric | 60 | 0% | ||
2024 Chevrolet Blazer EV Electric | 60 | 0% | ||
2024 GMC Sierra EV Electric | 60 | 0% | ||
2024 GMC HUMMER EV SUV Electric | 60 | 0% | ||
2024 GMC HUMMER EV Pickup Electric | 60 | 0% | ||
2024 Hyundai Ioniq 6 Electric | 60 | 0% | ||
2024 Hyundai Ioniq 5 Electric | 60 | 0% | ||
2025 Kia Niro EV Electric | 60 | 0% | ||
2024 Mitsubishi Outlander | 60 | 0% | ||
2024 Nissan TITAN | 60 | 0% | ||
2024 Nissan TITAN XD | 60 | 0% | ||
2024 Nissan Rogue | 60 | 0% | ||
2024 Volkswagen Tiguan | 60 | 0% | ||
2025 Hyundai Ioniq 6 Electric | 48 | 0% | ||
2024 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0% | ||
2024 Mitsubishi Eclipse Cross | 48 | 0% | ||
2024 Nissan Pathfinder | 36 | 0% | $2,750 | |
2024 Ford Escape Plug-in Hybrid | 36 | 0% | $2,000 | |
2024 Ford Escape Hybrid | 36 | 0% | ||
2024 Ford Escape | 36 | 0% | ||
2024 GMC Sierra 1500 | 36 | 0% | ||
2024 Jeep Wrangler | 36 | 0% | ||
2024 Jeep Wagoneer | 36 | 0% | ||
2024 Jeep Wagoneer L | 36 | 0% | ||
2024 Jeep Grand Cherokee | 36 | 0% | ||
2024 Jeep Grand Cherokee L | 36 | 0% | ||
2024 Jeep Gladiator | 36 | 0% | ||
2024 Jeep Compass | 36 | 0% | ||
2024 Mazda MX-5 Miata | 36 | 0% | ||
2024 Mazda CX-90 Plug-in Hybrid | 36 | 0% | ||
2024 Mazda CX-90 | 36 | 0% | ||
2024 GMC Terrain | 72 | 0.9% | $2,250 | |
2025 Subaru Solterra Electric | 72 | 0.9% | ||
2024 Infiniti QX50 | 60 | 0.9% | ||
2024 Infiniti Q50 | 60 | 0.9% | ||
2025 Mazda CX-30 | 60 | 0.9% | ||
2024 Nissan Frontier | 60 | 0.9% | $3,500 | |
2025 Buick Encore GX | 36 | 0.9% | ||
2025 Buick Enclave | 36 | 0.9% | $1,000 | |
2024 Buick Envision | 36 | 0.9% | ||
2024 Buick Encore GX | 36 | 0.9% | ||
2024 Ford E-Transit Electric | 36 | 0.9% | $2,000 | |
2025 GMC Sierra 1500 | 36 | 0.9% | ||
2025 Honda Passport | 36 | 0.9% | ||
2024 Lincoln Corsair | 36 | 0.9% | ||
2025 Mazda Mazda3 | 36 | 0.9% | ||
2025 Mazda CX-90 Plug-in Hybrid | 36 | 0.9% | ||
2025 Mazda CX-90 | 36 | 0.9% | ||
2025 Mazda CX-70 Plug-in Hybrid | 36 | 0.9% | ||
2025 Mazda CX-70 | 36 | 0.9% | ||
2025 Mazda CX-5 | 36 | 0.9% | ||
2025 Mazda CX-50 | 36 | 0.9% | ||
2024 Audi SQ8 e-tron Electric | 60 | 0.99% | ||
2024 Audi S8 | 60 | 0.99% | ||
2024 Audi RS e-tron GT Electric | 60 | 0.99% | ||
2024 Audi Q8 e-tron Electric | 60 | 0.99% | ||
2024 Audi Q4 e-tron Electric | 60 | 0.99% | ||
2024 Audi e-tron GT Electric | 60 | 0.99% | ||
2024 Audi A8 | 60 | 0.99% | ||
2024 Audi A6 | 60 | 0.99% | ||
2025 Hyundai Ioniq 5 Electric | 60 | 0.99% | ||
2025 Hyundai Kona EV Electric | 48 | 0.99% | ||
2024 Hyundai Kona EV Electric | 48 | 0.99% | ||
2025 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0.99% | ||
2025 Jeep Wrangler 4xe Plug-in Hybrid | 72 | 1.9% | ||
2025 Jeep Grand Cherokee 4xe Plug-in Hybrid | 72 | 1.9% | ||
2024 Subaru Forester | 72 | 1.9% | ||
2025 Kia Sportage | 60 | 1.9% | ||
2025 Kia Sorento Plug-in Hybrid | 60 | 1.9% | ||
2025 Kia Sorento Hybrid | 60 | 1.9% | ||
2025 Kia Sorento | 60 | 1.9% | ||
2024 Volkswagen Atlas | 60 | 1.9% | ||
2024 Volkswagen Atlas Cross Sport | 60 | 1.9% | ||
2025 Honda Odyssey | 48 | 1.9% | ||
2025 Chevrolet Malibu | 36 | 1.9% | ||
2025 Chevrolet Blazer | 36 | 1.9% | ||
2024 Chevrolet Colorado | 36 | 1.9% | ||
2024 Ford F-450 | 36 | 1.9% | ||
2024 Ford F-350 | 36 | 1.9% | ||
2024 Ford F-250 | 36 | 1.9% | ||
2024 Ford F-150 | 36 | 1.9% | $2,850 | |
2024 Ford Expedition | 36 | 1.9% | $2,000 | |
2024 Ford Bronco | 36 | 1.9% | $1,000 | |
2024 Ford Bronco Sport | 36 | 1.9% | $500 | |
2024 GMC Canyon | 36 | 1.9% | ||
2025 Honda CR-V | 36 | 1.9% | ||
2024 Honda Accord Hybrid | 36 | 1.9% | ||
2024 Honda Accord | 36 | 1.9% | ||
2025 Nissan LEAF Electric | 36 | 1.9% | ||
2024 Nissan Z | 36 | 1.9% | ||
2025 Toyota Tundra | 72 | 1.99% | ||
2024 Hyundai Tucson Hybrid | 60 | 1.99% | $500 | |
2024 Hyundai Santa Fe | 60 | 1.99% | ||
2024 Hyundai Elantra | 60 | 1.99% | ||
2025 Toyota Tundra i-FORCE MAX Hybrid | 60 | 1.99% | ||
2025 BMW X5 | 48 | 1.99% | $2,000 | |
2024 Toyota Tundra | 36 | 1.99% | ||
2024 Toyota Tundra i-FORCE MAX Hybrid | 36 | 1.99% | ||
2024 Toyota Tacoma i-FORCE MAX Hybrid | 36 | 1.99% |
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Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author

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I welcome your car buying questions. Email Me and I'll be glad to answer them!