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Best 0% Finance Deals December 2024
December 5, 2024
This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, and at first we saw manufacturers cutting back on offering 0% financing deals. However, for December we are seeing an uptick in zero percent finance deals, some like the Ford F-150 Lightning and Mach-E are offering 0% for up to 72 months plus up to $5,000 cash back, while Hyundai, Jeep, Nissan, Ford and Kia are all offering 0% for 72 months.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for
a vehicle costing $40,000.
Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
| Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
|---|---|---|---|---|
| 2023 Hyundai Nexo Hydrogen | 72 | 0% | $35,000 | |
| 2024 Toyota Mirai Hydrogen | 72 | 0% | $25,000 | |
| 2024 Ford Mach-E Electric | 72 | 0% | $5,000 | |
| 2024 Ford F-150 Lightning Electric | 72 | 0% | $5,000 | |
| 2024 Toyota bZ4X Electric | 72 | 0% | $2,500 | |
| 2024 Acura ZDX Electric | 72 | 0% | ||
| 2024 Chrysler Pacifica Plug-in Hybrid | 72 | 0% | ||
| 2024 Dodge Hornet Plug-in Hybrid | 72 | 0% | ||
| 2024 Honda Prologue Electric | 72 | 0% | ||
| 2024 Jeep Wrangler 4xe Plug-in Hybrid | 72 | 0% | ||
| 2024 Jeep Wagoneer S Electric | 72 | 0% | ||
| 2024 Jeep Grand Cherokee 4xe Plug-in Hybrid | 72 | 0% | ||
| 2024 Kia EV9 Electric | 72 | 0% | ||
| 2024 Kia EV6 Electric | 72 | 0% | ||
| 2024 Lexus RZ Electric | 72 | 0% | ||
| 2024 Nissan Ariya Electric | 72 | 0% | ||
| 2024 Subaru Solterra Electric | 72 | 0% | ||
| 2024 Nissan Rogue | 60 | 0% | $500 | |
| 2024 Chevrolet Silverado EV Electric | 60 | 0% | ||
| 2024 Chevrolet Equinox EV Electric | 60 | 0% | ||
| 2024 Chevrolet Blazer EV Electric | 60 | 0% | ||
| 2024 GMC Sierra EV Electric | 60 | 0% | ||
| 2024 GMC HUMMER EV SUV Electric | 60 | 0% | ||
| 2024 GMC HUMMER EV Pickup Electric | 60 | 0% | ||
| 2024 Kia Niro EV Electric | 60 | 0% | ||
| 2024 Lincoln Navigator | 60 | 0% | ||
| 2024 Nissan TITAN | 60 | 0% | ||
| 2024 Nissan TITAN XD | 60 | 0% | ||
| 2024 Tesla Model Y Electric | 60 | 0% | ||
| 2024 Volkswagen Tiguan | 60 | 0% | ||
| 2024 Hyundai Tucson Hybrid | 48 | 0% | $500 | |
| 2025 Hyundai Tucson Hybrid | 48 | 0% | ||
| 2025 Hyundai Tucson | 48 | 0% | ||
| 2025 Hyundai Santa Fe | 48 | 0% | ||
| 2025 Hyundai Ioniq 6 Electric | 48 | 0% | ||
| 2024 Hyundai Tucson | 48 | 0% | ||
| 2024 Hyundai Sonata Hybrid | 48 | 0% | ||
| 2024 Hyundai Sonata | 48 | 0% | ||
| 2024 Hyundai Santa Fe | 48 | 0% | ||
| 2024 Hyundai Ioniq 6 Electric | 48 | 0% | ||
| 2024 Hyundai Ioniq 5 Electric | 48 | 0% | ||
| 2024 Hyundai Elantra Hybrid | 48 | 0% | ||
| 2024 Hyundai Elantra | 48 | 0% | ||
| 2024 Kia Sportage | 48 | 0% | ||
| 2024 Kia Sorento | 48 | 0% | ||
| 2024 Mitsubishi Outlander | 48 | 0% | ||
| 2024 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0% | ||
| 2024 Mitsubishi Eclipse Cross | 48 | 0% | ||
| 2024 Subaru WRX | 48 | 0% | ||
| 2024 Ford Escape Plug-in Hybrid | 36 | 0% | $2,000 | |
| 2024 Nissan Pathfinder | 36 | 0% | $2,000 | |
| 2024 Ford Explorer | 36 | 0% | $1,000 | |
| 2024 Ford Escape Hybrid | 36 | 0% | $500 | |
| 2024 Ford Escape | 36 | 0% | $500 | |
| 2025 Chevrolet Equinox | 36 | 0% | ||
| 2024 GMC Sierra 1500 | 36 | 0% | ||
| 2024 Jeep Wrangler | 36 | 0% | ||
| 2024 Jeep Wagoneer | 36 | 0% | ||
| 2024 Jeep Wagoneer L | 36 | 0% | ||
| 2024 Jeep Grand Cherokee | 36 | 0% | ||
| 2024 Jeep Grand Cherokee L | 36 | 0% | ||
| 2024 Jeep Gladiator | 36 | 0% | ||
| 2024 Jeep Compass | 36 | 0% | ||
| 2025 Mazda Mazda3 | 36 | 0% | ||
| 2025 Mazda CX-90 Plug-in Hybrid | 36 | 0% | ||
| 2025 Mazda CX-90 | 36 | 0% | ||
| 2025 Mazda CX-70 Plug-in Hybrid | 36 | 0% | ||
| 2025 Mazda CX-70 | 36 | 0% | ||
| 2025 Mazda CX-50 | 36 | 0% | ||
| 2025 Mazda CX-30 | 36 | 0% | ||
| 2024 Mazda MX-5 Miata | 36 | 0% | ||
| 2024 Mazda Mazda3 | 36 | 0% | ||
| 2024 Mazda CX-90 Plug-in Hybrid | 36 | 0% | ||
| 2024 Mazda CX-90 | 36 | 0% | ||
| 2024 Mazda CX-5 | 36 | 0% | ||
| 2024 Mazda CX-30 | 36 | 0% | ||
| 2024 Nissan Murano | 36 | 0% | ||
| 2024 Tesla Model 3 Electric | 36 | 0% | ||
| 2024 GMC Terrain | 72 | 0.9% | $2,250 | |
| 2024 Ram 1500 | 72 | 0.9% | ||
| 2024 Ram 1500 Classic | 72 | 0.9% | ||
| 2024 Infiniti QX55 | 60 | 0.9% | $1,000 | |
| 2024 Infiniti QX50 | 60 | 0.9% | $1,000 | |
| 2024 Infiniti Q50 | 60 | 0.9% | $1,000 | |
| 2024 Nissan Frontier | 60 | 0.9% | $3,000 | |
| 2024 Volkswagen Atlas | 60 | 0.9% | ||
| 2024 Volkswagen Atlas Cross Sport | 60 | 0.9% | ||
| 2025 Buick Encore GX | 36 | 0.9% | ||
| 2024 Buick Envision | 36 | 0.9% | ||
| 2024 Buick Encore GX | 36 | 0.9% | ||
| 2024 Ford E-Transit Electric | 36 | 0.9% | $2,000 | |
| 2024 Honda Ridgeline | 36 | 0.9% | ||
| 2024 Lincoln Corsair | 36 | 0.9% | ||
| 2024 Audi SQ8 e-tron Electric | 60 | 0.99% | ||
| 2024 Audi SQ8 e-tron Sportback Electric | 60 | 0.99% | ||
| 2024 Audi S8 | 60 | 0.99% | ||
| 2024 Audi RS e-tron GT Electric | 60 | 0.99% | ||
| 2024 Audi Q8 e-tron Electric | 60 | 0.99% | ||
| 2024 Audi Q8 e-tron Sportback Electric | 60 | 0.99% | ||
| 2024 Audi Q5 e Plug-in Hybrid | 60 | 0.99% | ||
| 2024 Audi Q4 e-tron Electric | 60 | 0.99% | ||
| 2024 Audi Q4 e-tron Sportback Electric | 60 | 0.99% | ||
| 2024 Audi e-tron GT Electric | 60 | 0.99% | ||
| 2024 Audi A8 | 60 | 0.99% | ||
| 2024 Audi A6 | 60 | 0.99% | ||
| 2025 Hyundai Kona EV Electric | 48 | 0.99% | ||
| 2024 Hyundai Kona EV Electric | 48 | 0.99% | ||
| 2025 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0.99% | ||
| 2025 Buick Enclave | 36 | 1.4% | ||
| 2025 Chrysler Pacifica Plug-in Hybrid | 72 | 1.9% | ||
| 2025 Jeep Wrangler 4xe Plug-in Hybrid | 72 | 1.9% | ||
| 2025 Jeep Grand Cherokee 4xe Plug-in Hybrid | 72 | 1.9% | ||
| 2024 Subaru Forester | 72 | 1.9% | ||
| 2024 Ford F-150 | 62 | 1.9% | $1,000 | |
| 2024 Ford Expedition | 62 | 1.9% | $1,000 | |
| 2025 Infiniti QX60 | 60 | 1.9% | $1,000 | |
| 2025 Kia Sportage | 60 | 1.9% | ||
| 2025 Kia Sorento Plug-in Hybrid | 60 | 1.9% | ||
| 2025 Kia Sorento Hybrid | 60 | 1.9% | ||
| 2025 Kia Sorento | 60 | 1.9% | ||
| 2025 Chevrolet Malibu | 36 | 1.9% | ||
| 2025 Chevrolet Blazer | 36 | 1.9% | ||
| 2024 Chevrolet Colorado | 36 | 1.9% | ||
| 2024 Ford Mustang | 36 | 1.9% | ||
| 2024 Ford F-450 | 36 | 1.9% | ||
| 2024 Ford F-350 | 36 | 1.9% | ||
| 2024 Ford F-250 | 36 | 1.9% | ||
| 2024 GMC Canyon | 36 | 1.9% | ||
| 2025 Honda Passport | 36 | 1.9% | ||
| 2025 Honda CR-V | 36 | 1.9% | ||
| 2025 Honda Accord | 36 | 1.9% | ||
| 2024 Honda Accord Hybrid | 36 | 1.9% | ||
| 2024 Honda Accord | 36 | 1.9% | ||
| 2025 Mazda CX-5 | 36 | 1.9% | ||
| 2024 Nissan LEAF Electric | 36 | 1.9% | $4,750 | |
| 2025 Toyota Tundra | 72 | 1.99% | ||
| 2025 Toyota Tundra i-FORCE MAX Hybrid | 72 | 1.99% | ||
| 2024 Toyota Tundra | 72 | 1.99% | ||
| 2024 Toyota Tundra i-FORCE MAX Hybrid | 72 | 1.99% | ||
| 2025 BMW X7 | 60 | 1.99% | $2,500 | |
| 2025 BMW X5 Plug-in Hybrid | 60 | 1.99% | $2,000 | |
| 2025 BMW X5 | 60 | 1.99% | $2,000 | |
| 2025 BMW 5 Series Plug-in Hybrid | 60 | 1.99% | $2,000 | |
| 2025 BMW 5 Series | 60 | 1.99% | $2,000 | |
| 2025 BMW 3 Series | 60 | 1.99% | ||
| 2024 BMW X3 | 60 | 1.99% | $1,500 | |
| 2024 BMW X1 | 60 | 1.99% | $1,500 | |
| 2024 BMW 5 Series | 60 | 1.99% | $2,000 | |
| 2025 Lexus RX | 48 | 1.99% | ||
| 2025 Lexus NX | 48 | 1.99% | ||
| 2025 Lexus ES Hybrid | 48 | 1.99% | ||
| 2025 Lexus ES | 48 | 1.99% | ||
| 2024 Lexus RX | 48 | 1.99% | ||
| 2025 Mini Countryman | 48 | 1.99% | ||
| 2025 Mini Cooper | 48 | 1.99% |
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Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
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- The Best & Worst Time to Buy a Car
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About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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