Find the Best Car Deals Near You ⤵
Best and Worst Cars to Insure
March 6, 2014
When buying a new car, sometimes buyers forget that there's more to the cost of a car than just what you see on the sticker. Once that car is yours, you now have to pay to insure it in case of accidents, theft and other potential issues.
Insure.com recently released their annual list of the costliest and cheapest cars to insure. They came up with their list by calculating the average auto insurance rates for 2014 models by using data from six large insurance carriers in 10 zip codes per state. More than 850 vehicles were included in this year's study.
When it comes to the least expensive, Jeep ranked the highest and also took an additional six more spots on the top 20. As for the most expensive, that honor went to the Nissan GT-R Track Edition.
Below is a look at the 20 most and least expensive to insure cars. The average rates listed are for a 40-year-old single male driver with a good record. Also below is a look at the most and least expensive states for car insurance.
If you're considering any of these cars, remember to use TrueCar to find local dealers who are most willing to negotiate on these vehicles.
Least Expensive to Insure
Rank | Vehicle | Avg. Annual Premium |
---|---|---|
1 | Jeep Wrangler Sport | $1,080 |
2 | Honda Odyssey LX | $1,103 |
3 | Jeep Patriot Sport | $1,104 |
4 | Honda CR-V LX | $1,115 |
5 | Jeep Compass Sport | $1,140 |
6 | Chrysler Town & Country Touring | $1,140 |
7 | Subaru Outback 2.5i | $1,144 |
8 | Dodge Journey SE | $1,149 |
9 | Honda Odyssey EX | $1,149 |
10 | Dodge Grand Caravan SE | $1,158 |
11 | Jeep Patriot Latitude | $1,161 |
12 | Ford Escape S | $1,170 |
13 | Jeep Grand Cherokee Laredo | $1,171 |
14 | Jeep Wrangler Sahara | $1,172 |
15 | GMC Acadia SLE-2 | $1,185 |
16 | Chevrolet Traverse LS | $1,188 |
17 | Toyota Sienna L | $1,190 |
18 | Hyundai Santa Fe Sport | $1,194 |
19 | Accord Sport | $1,209 |
20 | Jeep Wrangler Rubicon | $1,209 |
Most Expensive to Insure
Rank | Vehicle | Avg. Annual Premium |
---|---|---|
1 | Nissan GT-R Track Edition | $3,169 |
2 | BMW M6 | $3,065 |
3 | Mercedes-Benz CL550 4Matic AWD | $3,019 |
4 | Mercedes-Benz SLS AMG GT | $2,986 |
5 | Porsche Panamera Turbo S | $2,970 |
6 | Audi R8 5.2 Spyder Quattro | $2,917 |
7 | Mercedes-Benz G63 AMG | $2,887 |
8 | Audi A8 L 6.3 Quattro | $2,869 |
9 | Jaguar XKR Supercharged | $2,854 |
10 | Jaguar XK | $2,610 |
11 | Mercedes-Benz GL63 AMG | $2,609 |
12 | Porsche Panamera 4S | $2,598 |
13 | Audi S8 Quattro | $2,598 |
14 | Porsche Panamera S | $2,597 |
15 | Mercedes-Benz CLS550 4Matic AWD | $2,582 |
16 | BWM 650i | $2,544 |
17 | Mercedes-Benz C63 AMG | $2,507 |
18 | BMW 640ix | $2,484 |
19 | Audi R8 V10 Quanttro | $2,448 |
20 | Mercedes-Benz GL550 4Matic AWD | $2,438 |
Least Expensive State
Rank | State |
---|---|
1 | Ohio |
2 | Maine |
3 | New Hampshire |
4 | Idaho |
5 | Iowa |
Most Expensive State
Rank | State |
---|---|
1 | Michigan |
2 | West Virginia |
3 | Georgia |
4 | Washington, DC |
5 | Rhode Island |
Signup for The Weekly Newsletter

Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author

Latest Weekly Car Buying Tips
March 2025
- New Cars with the Most Available Inventory Mar 27, 2025
- Best Car Deals Around the Country Mar 27, 2025
- Price Comparison of Subcompact SUVs Mar 27, 2025
- Largest Hidden Dealer Rebates Mar 27, 2025
- All SUV Lease Deals Compared March 2025 Mar 20, 2025
- Cars With the Largest Rebates Mar 20, 2025
- Which Cars Better to Lease or Buy Mar 20, 2025
- Real Prices of Midsize Cars Mar 20, 2025
- Best Bang for Your Buck Lease Deals Mar 13, 2025
- Best Electric, Hybrid Lease Deals Mar 13, 2025
- Top 100 Cheapest New Cars Right Now Mar 13, 2025
- Real Prices of Compact Cars Mar 13, 2025
- Top 100 Cheapest Lease Deals Mar 06, 2025
- Best 0% Finance Deals March 2025 Mar 06, 2025
- Biggest Discounts on New Cars March 2025 Mar 06, 2025
- Real Prices of New Compact SUVs Mar 06, 2025
- List of New Cars Most Affected by Tariffs Mar 06, 2025
February 2025
- Real Prices of Large SUVs Feb 27, 2025
- Cheapest Luxury Lease Deals Feb 27, 2025
- Real Prices of Pickup Trucks Feb 20, 2025
- Real Prices of Midsize SUVs Feb 13, 2025
I welcome your car buying questions. Email Me and I'll be glad to answer them!