Find the Best Car Deals Near You ⤵
Best and Worst Cars to Insure
March 6, 2014
When buying a new car, sometimes buyers forget that there's more to the cost of a car than just what you see on the sticker. Once that car is yours, you now have to pay to insure it in case of accidents, theft and other potential issues.
Insure.com recently released their annual list of the costliest and cheapest cars to insure. They came up with their list by calculating the average auto insurance rates for 2014 models by using data from six large insurance carriers in 10 zip codes per state. More than 850 vehicles were included in this year's study.
When it comes to the least expensive, Jeep ranked the highest and also took an additional six more spots on the top 20. As for the most expensive, that honor went to the Nissan GT-R Track Edition.
Below is a look at the 20 most and least expensive to insure cars. The average rates listed are for a 40-year-old single male driver with a good record. Also below is a look at the most and least expensive states for car insurance.
If you're considering any of these cars, remember to use TrueCar to find local dealers who are most willing to negotiate on these vehicles.
Least Expensive to Insure
Rank | Vehicle | Avg. Annual Premium |
---|---|---|
1 | Jeep Wrangler Sport | $1,080 |
2 | Honda Odyssey LX | $1,103 |
3 | Jeep Patriot Sport | $1,104 |
4 | Honda CR-V LX | $1,115 |
5 | Jeep Compass Sport | $1,140 |
6 | Chrysler Town & Country Touring | $1,140 |
7 | Subaru Outback 2.5i | $1,144 |
8 | Dodge Journey SE | $1,149 |
9 | Honda Odyssey EX | $1,149 |
10 | Dodge Grand Caravan SE | $1,158 |
11 | Jeep Patriot Latitude | $1,161 |
12 | Ford Escape S | $1,170 |
13 | Jeep Grand Cherokee Laredo | $1,171 |
14 | Jeep Wrangler Sahara | $1,172 |
15 | GMC Acadia SLE-2 | $1,185 |
16 | Chevrolet Traverse LS | $1,188 |
17 | Toyota Sienna L | $1,190 |
18 | Hyundai Santa Fe Sport | $1,194 |
19 | Accord Sport | $1,209 |
20 | Jeep Wrangler Rubicon | $1,209 |
Most Expensive to Insure
Rank | Vehicle | Avg. Annual Premium |
---|---|---|
1 | Nissan GT-R Track Edition | $3,169 |
2 | BMW M6 | $3,065 |
3 | Mercedes-Benz CL550 4Matic AWD | $3,019 |
4 | Mercedes-Benz SLS AMG GT | $2,986 |
5 | Porsche Panamera Turbo S | $2,970 |
6 | Audi R8 5.2 Spyder Quattro | $2,917 |
7 | Mercedes-Benz G63 AMG | $2,887 |
8 | Audi A8 L 6.3 Quattro | $2,869 |
9 | Jaguar XKR Supercharged | $2,854 |
10 | Jaguar XK | $2,610 |
11 | Mercedes-Benz GL63 AMG | $2,609 |
12 | Porsche Panamera 4S | $2,598 |
13 | Audi S8 Quattro | $2,598 |
14 | Porsche Panamera S | $2,597 |
15 | Mercedes-Benz CLS550 4Matic AWD | $2,582 |
16 | BWM 650i | $2,544 |
17 | Mercedes-Benz C63 AMG | $2,507 |
18 | BMW 640ix | $2,484 |
19 | Audi R8 V10 Quanttro | $2,448 |
20 | Mercedes-Benz GL550 4Matic AWD | $2,438 |
Least Expensive State
Rank | State |
---|---|
1 | Ohio |
2 | Maine |
3 | New Hampshire |
4 | Idaho |
5 | Iowa |
Most Expensive State
Rank | State |
---|---|
1 | Michigan |
2 | West Virginia |
3 | Georgia |
4 | Washington, DC |
5 | Rhode Island |
Signup for The Weekly Newsletter
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.Latest Weekly Car Buying Tips
November 2024
- All SUV Lease Deals Compared November 2024 Nov 21, 2024
- New Cars with the Most Available Inventory Nov 21, 2024
- Best Car Deals Around the Country Nov 21, 2024
- Real Prices of Pickup Trucks Nov 21, 2024
- Top 100 Cheapest Lease Deals Nov 14, 2024
- Biggest Discounts on New Cars November 2024 Nov 14, 2024
- Cars With the Largest Rebates Nov 14, 2024
- Real Prices of Midsize SUVs Nov 14, 2024
- Best 0% Finance Deals November 2024 Nov 07, 2024
- Best Bang for Your Buck Lease Deals Nov 07, 2024
- Best Electric, Hybrid Lease Deals Nov 07, 2024
- Real Prices of Large SUVs Nov 07, 2024
October 2024
- Best Car Deals by Category Oct 31, 2024
- Real Prices of Compact Cars Oct 31, 2024
- Which Cars Better to Lease or Buy Oct 31, 2024
- Largest Hidden Dealer Rebates Oct 31, 2024
- Real Prices of New Compact SUVs Oct 24, 2024
- Nissan Special Deals Alert Oct 24, 2024
- Top 100 Cheapest New Cars for 2024 Oct 17, 2024
- Cheapest Luxury Lease Deals Oct 17, 2024
- Real Prices of Midsize Cars Oct 17, 2024
I welcome your car buying questions. Email Me and I'll be glad to answer them!