Find the Best Car Deals Near You ⤵
The Best 0% Financing Deals
November 28, 2012
This week, I scoured through the incentives being offered by manufacturers to determine which brands are offering the best 0% financing deals. Suzuki, not surprisingly, is offering the best ones - 0% for up to 72 months. But keep in mind, they filed for bankruptcy earlier this month, so the value of the vehicles will be taking a hit when it comes time to sell later down the road.
I also included any cash-back incentives that are available as an alternative to the financing deals. In most cases, it's better to go with the cash rebate, especially since interest rates are so low right now. (See: How to Choose between 0% Financing and Cash Back)
Check out the full list below and make sure you use the free RydeShopper when you're ready to get the best deal on your vehicle.
| Vehicle | Rate | Term | Cash Rebate Alternative |
|---|---|---|---|
| 2012 Suzuki Equator | 0.00% | 72 | $2,000 |
| 2012 Suzuki Grand Vitara | 0.00% | 72 | $1,500 |
| 2012 Suzuki Kizashi | 0.00% | 72 | $1,500 |
| 2012 Suzuki SX4 | 0.00% | 72 | $1,000 |
| 2012 Toyota Sequoia | 0.00% | 60 | $3,000 |
| 2012 Toyota Venza | 0.00% | 60 | |
| 2013 Smart fortwo | 0.00% | 60 | |
| 2013 Suzuki Grand Vitara | 0.00% | 48 | $500 |
| 2013 Suzuki Kizashi | 0.00% | 48 | $500 |
| 2013 Suzuki SX4 | 0.00% | 48 | $500 |
| 2012 Chrysler 200 | 0.00% | 36 | $4,500 |
| 2012 Chrysler 300 | 0.00% | 36 | $4,000 |
| 2012 Toyota Tundra | 0.00% | 36 | $4,000 |
| 2012 Chrysler Town and Country | 0.00% | 36 | $3,500 |
| 2012 Dodge Avenger | 0.00% | 36 | $3,500 |
| 2012 Dodge Journey | 0.00% | 36 | $3,500 |
| 2012 Mitsubishi Galant | 0.00% | 36 | $3,500 |
| 2012 Dodge Grand Caravan | 0.00% | 36 | $3,250 |
| 2012 Dodge Charger | 0.00% | 36 | $3,000 |
| 2012 Ford Expedition | 0.00% | 36 | $3,000 |
| 2012 Ford F-350 Super Duty | 0.00% | 36 | $3,000 |
| 2012 Ford Super Duty F-250 | 0.00% | 36 | $3,000 |
| 2012 Ford Super Duty F-450 | 0.00% | 36 | $3,000 |
| 2012 Lincoln Navigator | 0.00% | 36 | $3,000 |
| 2012 Toyota Avalon | 0.00% | 36 | $3,000 |
| 2013 Ford Taurus | 0.00% | 36 | $3,000 |
| 2012 Ford Flex | 0.00% | 36 | $2,750 |
| 2012 Dodge Challenger | 0.00% | 36 | $2,500 |
| 2012 Dodge Durango | 0.00% | 36 | $2,500 |
| 2012 Ford Fusion | 0.00% | 36 | $2,500 |
| 2012 Jeep Compass | 0.00% | 36 | $2,500 |
| 2012 Jeep Patriot | 0.00% | 36 | $2,500 |
| 2013 Ford Flex | 0.00% | 36 | $2,500 |
| 2013 Toyota Tundra | 0.00% | 36 | $2,500 |
| 2012 Ford E-150 | 0.00% | 36 | $2,000 |
| 2012 Ford E-Series Van | 0.00% | 36 | $2,000 |
| 2012 Lincoln MKX | 0.00% | 36 | $2,000 |
| 2012 Lincoln MKZ | 0.00% | 36 | $2,000 |
| 2012 Toyota Highlander | 0.00% | 36 | $2,000 |
| 2013 Ford Expedition | 0.00% | 36 | $2,000 |
| 2012 Jeep Grand Cherokee | 0.00% | 36 | $1,500 |
| 2012 Mitsubishi Outlander | 0.00% | 36 | $1,500 |
| 2012 Mitsubishi Outlander Sport | 0.00% | 36 | $1,500 |
| 2012 Toyota Sienna | 0.00% | 36 | $1,500 |
| 2013 Dodge Durango | 0.00% | 36 | $1,500 |
| 2013 Fiat 500 | 0.00% | 36 | $1,500 |
| 2013 Jeep Compass | 0.00% | 36 | $1,500 |
| 2013 Toyota Venza | 0.00% | 36 | $1,500 |
| 2012 Hyundai Veracruz | 0.00% | 36 | $1,000 |
| 2012 Lincoln MKT | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Eclipse | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Eclipse Spyder | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Lancer | 0.00% | 36 | $1,000 |
| 2012 Mitsubishi Lancer Sportback | 0.00% | 36 | $1,000 |
| 2012 Toyota Camry | 0.00% | 36 | $1,000 |
| 2012 Toyota RAV4 | 0.00% | 36 | $1,000 |
| 2013 Toyota Corolla | 0.00% | 36 | $1,000 |
| 2013 Toyota Sienna | 0.00% | 36 | $1,000 |
| 2012 Dodge Caliber | 0.00% | 36 | $500 |
| 2012 Hyundai Santa Fe | 0.00% | 36 | $500 |
| 2013 Toyota Highlander | 0.00% | 36 | $500 |
| 2013 Toyota Tacoma | 0.00% | 36 | $500 |
| 2012 Hyundai Elantra Touring | 0.00% | 36 | |
| 2012 Hyundai Genesis | 0.00% | 36 | |
| 2012 Hyundai Sonata | 0.00% | 36 | |
| 2012 Hyundai Sonata Hybrid | 0.00% | 36 | |
| 2012 Hyundai Tucson | 0.00% | 36 | |
| 2012 Jeep Wrangler | 0.00% | 36 | |
| 2012 Mitsubishi Lancer Evolution | 0.00% | 36 | |
| 2012 Mitsubishi i-MiEV | 0.00% | 36 | |
| 2012 Toyota Corolla | 0.00% | 36 | |
| 2012 Toyota Prius Plug-in | 0.00% | 36 | |
| 2012 Toyota Prius V | 0.00% | 36 | |
| 2013 Lincoln MKS | 0.00% | 36 | |
| 2013 Lincoln MKT | 0.00% | 36 | |
| 2013 Mitsubishi Lancer | 0.00% | 36 | |
| 2013 Mitsubishi Lancer Evolution | 0.00% | 36 | |
| 2013 Mitsubishi Lancer Sportback | 0.00% | 36 | |
| 2013 Mitsubishi Outlander | 0.00% | 36 | |
| 2013 Mitsubishi Outlander Sport | 0.00% | 36 |
Signup for The Weekly Newsletter
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate
the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
Latest Weekly Car Buying Tips
February 2025
- Top 100 Cheapest Lease Deals Feb 20, 2025
- Cars With the Largest Rebates Feb 20, 2025
- Real Prices of Pickup Trucks Feb 20, 2025
- Largest Hidden Dealer Rebates Feb 20, 2025
- All SUV Lease Deals Compared February 2025 Feb 13, 2025
- Biggest Discounts on New Cars February 2025 Feb 13, 2025
- Top 100 Cheapest New Cars Right Now Feb 13, 2025
- Real Prices of Midsize SUVs Feb 13, 2025
- Best 0% Finance Deals February 2025 Feb 06, 2025
- Best Bang for Your Buck Lease Deals Feb 06, 2025
- Best Electric, Hybrid Lease Deals Feb 06, 2025
- Price Comparison of Subcompact SUVs Feb 06, 2025
January 2025
- New Cars with the Most Available Inventory Jan 30, 2025
- Best Car Deals Around the Country Jan 30, 2025
- Best Used Cars Under $5,000 Jan 30, 2025
- Real Prices of Midsize Cars Jan 30, 2025
- Real Prices of Compact Cars Jan 23, 2025
- Cheapest Luxury Lease Deals Jan 23, 2025
- Real Prices of New Compact SUVs Jan 16, 2025
- Real Prices of Large SUVs Jan 09, 2025
- Best Car Deals by Category Jan 02, 2025
- Which Cars Better to Lease or Buy Jan 02, 2025
I welcome your car buying questions. Email Me and I'll be glad to answer them!
