Top 10 Cheapest Cars to Insure for 2010

As usual, the list is made up of mostly minivans and SUVs which tend to keep passengers safer in accidents. Contrary to popular belief, the cheapest cars are not necessarily the cheapest to insure.

Oftentimes, smaller and less-expensive cars are driven by young, inexperienced drivers. Couple this with the likelihood that accidents involving these cars tend to result in more injury, and you've got good reasons why small, cheap cars don't have the most affordable insurance rates.

Here is a list of the average yearly premiums assuming the driver is a 40 year old male: (It's interesting to note that the cheapest insurance rates have gone up about 25% compared to last year when the Hyundai Santa Fe was ranked #1 with an annual premium of only $832).