Cheapest States for Car Insurance
If you thought what you pay for car insurance was based entirely on you and what you were driving, think again - where you live can also have an impact.
Forbes recently revealed the costliest and cheapest places in the United States to insure a car. For instance, Louisiana residents are apparently paying the most of all Americans for car insurance with an annual average paymet of $2,699, while second highest goes to Michigan where residents shell out average premiums of $2,250 each year.
So where's the cheapest? That would be Maine, where residents only pay an average of $934 a year in car insurance.
Below is list of the top 10 most and least expensive states for car insurance.
Tip: be sure to compare insurance rates at least once a year. It's not that hard to save a few hundred dollars a year by switching.
Most Expensive States
State | Average Annual Auto Insurance Rate |
---|---|
Louisiana | $2,699 |
Michigan | $2,520 |
Georgia | $2,155 |
Oklahoma | $2,074 |
Washington, DC | $2,006 |
Montana | $1,914 |
California | $1,819 |
West Virginia | $1,816 |
Rhode Island | $1,735 |
Kentucky | $1,725 |
Least Expensive States
State | Average Annual Auto Insurance Rate |
---|---|
Maine | $934 |
Iowa | $1,028 |
North Carolina | $1,085 |
Ohio | $1,106 |
New Hampshire | $1,112 |
Idaho | $1,133 |
Vermont | $1,176 |
Indiana | $1,183 |
Washington | $1,226 |
Arizona | $1,227 |
Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.Latest Weekly Car Buying Tips
December 2024
- Top 100 Cheapest Lease Deals Dec 19, 2024
- All SUV Lease Deals Compared December 2024 Dec 19, 2024
- Biggest Discounts on New Cars December 2024 Dec 19, 2024
- Price Comparison of Subcompact SUVs Dec 19, 2024
- Best Bang for Your Buck Lease Deals Dec 12, 2024
- Best Electric, Hybrid Lease Deals Dec 12, 2024
- Cars With the Largest Rebates Dec 12, 2024
- Real Prices of Compact Cars Dec 12, 2024
- Best 0% Finance Deals December 2024 Dec 05, 2024
- Best Car Deals by Category Dec 05, 2024
- Best Lease Deal Ever - $62 per Month Dec 05, 2024
- Real Prices of Midsize Cars Dec 05, 2024
November 2024
- Best Black Friday Car Deals 2024 Nov 28, 2024
- Top 100 Cheapest New Cars Right Now Nov 28, 2024
- Real Prices of New Compact SUVs Nov 28, 2024
- Cheapest Luxury Lease Deals Nov 28, 2024
- New Cars with the Most Available Inventory Nov 21, 2024
- Best Car Deals Around the Country Nov 21, 2024
- Real Prices of Pickup Trucks Nov 21, 2024
- How to Get $2,000 Discount on Any Tesla Nov 15, 2024
- Real Prices of Midsize SUVs Nov 14, 2024
- Real Prices of Large SUVs Nov 07, 2024