Tire and Wheel Protection
Tire and Wheel Protection is an add-on that dealers will sometimes try to upsell after you agree to purchase a vehicle.It will cover your costs if you blow out a tire or damage your rims due to hitting a road hazard.
A road hazard is anything that shouldn't be on the roads - such as potholes, debris, dead animals and the like.
Crashing into a curb is not considered a road hazard, and this is where things can get tricky.
Many policies have a long list of exceptions, so you need to read the agreement carefully to see what's included.
As far as price, it only makes sense to buy this protection if the cost is less than 25% of the value of one wheel/tire.
If you live in a big city with lots of potholes, that may be another reason to consider getting this.
But for the most part, it's usually a good idea to pass on this upsell.
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